PhonePe is an amazing app to send or receive payments from your phone. You can pay bills, recharge your phone or DTH using this app. On the other hand, it offers you a smart and secure way to transfer money from person to person without carrying cash in your pocket. The app got over 1 Crore installs in Google Play Store. So, you can make an idea, how much people are using the app. Recently, they updated their terms & conditions. Now you can’t withdraw cashback into the bank. But, we have found a trick which will help you to transfer cashback into the bank. So, in this article, we are going to share the process of transferring PhonePe Cashback into your bank account as real money.
Trick to Transfer PhonePe Cashback Into Bank Account Easily And Safely?
The process is very easy and simple and takes only a few minutes to be done. Just follow the simple steps given below to transfer the PhonePe cashback into your bank account as real money.
- At first, open the Flipkart website.
- Then login to your shopping account or create a new one.
- Now, navigate to My Wallet > PhonePe > Active Now.
- Once you click on the Active Now button, your PhonePe wallet will be connected with your Flipkart shopping account.
- Then, choose any product from Flipkart and add it to your shopping cart.
- Continue to check out and select both PhonePe wallet and debit card as payment method (Important)
Note: If you have Rs 100 in your PhonePe wallet, then make a cart value of above Rs 100. In my case, I bought a product worth Rs 143 by paying Rs 100 via Phonepe and rest Rs.43 via debit card. See below screenshot.
Cancel Order & Transfer Refund to the Bank
Once you place the order, the money will be deducted from both your PhonePe wallet and your bank’s debit card. Now, you have to cancel the order you just placed to get a refund out of it. The refund will be credited within five minutes into your wallet. Then, install and open the PhonePe app and log in to your PhonePe account. Navigate to Menu > Wallet > drag and drop to transfer PhonePe Cashback into the bank account. Bingo, you just received the cashback balance into your bank account.
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